National Bonds Capital Protected Shari’a Compliant Fund is an investment Fund that allows employers to provide financial care and benefits to its employees by investing their end of service benefit in a simple and convenient manner. This investment option is suitable for employers seeking to grow their employees’ end of service funds in a Sharia’ compliant manner with low risk tolerance, and with the aim of generating money market-like returns.
With National Bonds Capital Protected Shari’a Compliant Fund, companies can monitor the performance via a digital and interactive platform. National Bonds aims to achieve a positive return on the fund for distribution to unit holders in the long run.
Objective:
The savings scheme aims to protect employees from inflation and provides employees with the opportunity to benefit from investing in various economic activities in the UAE. - Boosts UAE economy and consolidates protection and wellbeing of workers. - Aims to increase investment revenue for subscribers and offers an additional voluntary contribution option. - Enhancing the attractiveness and flexibility of the labour market to further support workers through elevating the quality of services. - Further capitalisation of investment tools available in the diverse economic activities in the UAE.
Benefits for Employer
- Unique Investment Opportunity Backed With Expertise And Experience Of National Bonds
National Bonds Capital Protected Shari’a Compliant Fund offers the following advantages to the employers who choose this option: - Anticipated profit distributed to employees on a daily basis. - Control of redemption in line with MOHRE guidelines. - Shari’a Compliant. - Capital Protected through its underlying investment strategy. - User friendly and seamless experience through its portal.
- Gain Control on Disbursements of Money
Over the medium to long term, the Savings Scheme will be a financially and operationally feasible option for employers looking to manage their end of service benefits efficiently.
Benefits for Employee
- Reducing Administrative Burden
National Bonds Capital Protected Shari’a Compliant Fund manages the end of service benefits seamlessly and efficiently through its expertise in scheme administration reducing the administrative burden on companies allowing them to focus on growth and development.
- Enhancing Talent Acquisition and Retention
Employers benefit from National Bonds Capital Protected Shari’a Compliant Fund by way of enhancing financial wellbeing and hence productivity and job satisfaction of their employees. This is not only effective in attracting top talent but also crucial in retaining them, providing a significant advantage in today’s competitive job market
Benefits for Employees
1 Unique Investment Opportunity with Sustainable Returns
Anticipated profit distributed daily.
Sharia Compliant.
Capital Protected option for preserving investments.
User-friendly portal for visibility of funds, and daily profit distribution on invested funds.
2 Alternative Investments Options
Employees have the option to enhance their investments by voluntarily adding their own funds to the available options. These additional investments are entirely at the employee's discretion, supplementing the employer's contributions.
The voluntary subscription raises awareness on financial planning for personal savings, as it offers workers the opportunity to keep investing their entitlements even after leaving their jobs.
3 Various Savings Opportunity
By offering diverse options to get returns on savings, the Scheme also helps precise financial planning, contributing to a more stable and prosper labour market.
4 Empowering Financial Awareness and Financial Planning
It enables them to take control of their financial future and grow their savings. By participating, employees gain some of the knowledge necessary to make informed investment choices, helping ensure a more secure financial future.
Additionally, the program offers the flexibility to continue investments with National Bonds even after their employment ends. This ongoing opportunity allows for sustained growth and long-term financial stability, reinforcing our commitment to supporting employees beyond their current workplace.
