Terms of Use
Please read the following important terms and conditions before accessing this website/mobile app.
By accessing this website/mobile app you agree to be bound by these terms and conditions. If you do not agree to be bound by these terms and conditions please do not access this website/mobile app. The contents of this website/mobile app are for information only. They should not be regarded as complete or up-to-date. Full details of National Bonds products and services are available from any of its branch or approved distributers of National Bonds Corporation Sole Proprietorship P.S.C. Certain services referred to in this website/mobile app are intended for residents of United Arab Emirates and are not available to overseas residents, as they may not comply with foreign laws. This information is not intended to provide professional advice and should not be relied upon in that regard. Persons accessing these pages are advised to obtain appropriate professional advice where necessary.
About these Terms
The use of this website/mobile app and any transactions conducted on it are governed by these terms and conditions ("Terms"), the Privacy and Security Statement, the Hyperlink Statement and the Terms and Conditions for national Bonds online services.
Interpretation
References to "you", "your" and "yours" are references to the person(s) accessing this website/mobile app.
Acknowledgement and Acceptance of Terms
This website/mobile app is owned and operated by National Bonds Corporation Sole Proprietorship P.S.C.. All national bonds products and services are subject to the terms and conditions and disclaimers of the applicable agreement governing their use. These Terms are to be read by you together with such other terms, conditions and disclaimers. In the event of any conflict, the terms, conditions and disclaimers applicable to specific products or services shall prevail over these Terms.
By using this website/mobile app, whether browsing or opening an application, you acknowledge that you have read and understood the Terms and agree to be bound by them.
The information and other material provided in the pages of this website/mobile app (including the Terms) may be changed at any time without notice by updating this posting. You agree to review the website/mobile app regularly and your continued access to, or use of, this website/mobile app following any changes will mean that you agree to any changes (including any amended Terms).
No Offer or Advice
The material on this website/mobile app contains general information about National Bonds products and services. Unless expressly stated otherwise this information does not constitute an offer or inducement to enter into a legally binding contract and does not form part of the terms and conditions for such products and services.
The information is not intended to be taken as financial advice and does not take into account any investor's individual requirements and circumstances.
Disclaimer and Limitation of Liability
The following clauses exclude or limit National Bonds' legal liability for this website/mobile app. You should read them carefully. They all apply only so far as the law permits.
Whilst National Bonds has taken reasonable steps to ensure the accuracy, currency, availability and completeness of the information contained on this website/mobile app, information is provided in good faith on an "as is", "as available" basis and National Bonds does not make any representation or warranty of any kind, whether express or implied, as to the reliability of the information contained on this website/mobile app. The information is believed to be accurate and current at the date the information was placed on this website/mobile app. National Bonds does not accept any responsibility arising in any way (including negligence) for errors in, or omissions from, the information contained in this website/mobile app.
The use of this website/mobile app is at your sole risk. National Bonds shall not be liable for any losses or damages or expenses (including legal costs) whatsoever arising out of or referable to materials on this website/mobile app or accessed through this website/mobile app, even if National Bonds has been advised of the possibility of such damage.
National Bonds does not represent or warrant that this website/mobile app will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and back up of data and/or equipment and to undertake reasonable and appropriate precautions to scan for computer viruses or other destructive properties.
National Bonds makes no representations or warranties regarding the accuracy, functionality or performance of any third party software that may be used in connection with this website/mobile app.
You may have rights and remedies available to you in relation to the provision of services by National Bonds which cannot be excluded, restricted or modified ("non-excludable rights"). National Bonds does not exclude any of these non-excludable rights, but does exclude any other conditions and warranties implied by custom, law or regulation.
National Bonds liability for breach of any non-excludable rights is limited, at the option of National Bonds, to the supply of the services again, or the payment of the cost of having the services supplied again.
Geographical Area
Unless otherwise stated or agreed with you, the information on this website/mobile app has been prepared in accordance with U.A.E. law for residents of the U.A.E. and for the supply of products or services in U.A.E. To the extent that it does not satisfy the laws of the country in which you reside or from which you are accessing this website/mobile app, it is not directed to you.
You acknowledge and agree that all products or services provided to you by National Bonds shall only be available and be deemed to be provided in the jurisdiction/s within which National Bonds is authorised to operate.
Third Party Sites
Where National Bonds provides hypertext links to other locations on the Internet, National Bonds does so for convenience and information purposes only. National Bonds has not verified, and are not responsible for, the content of any other websites/mobile app or pages linked to or linking to this website/mobile app. The inclusion of any link does not imply an endorsement, approval or recommendation of the linked website/mobile app or its content by National Bonds and, subject to any applicable law which cannot be excluded, National Bonds makes no representation or warranty, expressly implied, regarding the quality, merchantability or fitness for purpose of any products or services available through a third party website/mobile app. Following links to any other websites/mobile app or pages is entirely at your own risk and National Bonds shall not be responsible or liable for any losses, damages or expenses or in other way in connection with linking. Links to downloadable software websites/mobile app are for convenience only and National Bonds is not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the licence agreement, if any, which accompanies or is provided with the software
Trademarks and Copyright
Unless otherwise indicated, copyright in all information and other materials on this website/mobile app (including information and its arrangement) is owned by or licensed to National Bonds. All rights are reserved. This website/mobile app or any portion of this website/mobile app may not be reproduced, adapted, distributed, displayed, transmitted or otherwise exploited for any commercial purpose that is not expressly permitted by National Bonds. You may imprint, copy, download or temporarily store extracts from this website/mobile app for your personal information or when you use National Bonds products and services. You must not alter anything. In particular you may not use a part of this website/mobile app, or link any other website/mobile app to this website/mobile app, without National Bonds prior written permission. Nothing contained on this website/mobile app should be construed as granting any licence or right of use of any trademark displayed on the website/mobile app without the express written consent of National Bonds
Users
You agree not to attempt to transfer any material of any kind to this website/mobile app which contains a virus, malicious computer code or any harmful component and not to otherwise attempt to alter the content of the website/mobile app. You agree that you are wholly responsible for use of this website/mobile app by any person using your computer and you agree to ensure that any such person complies with these Terms. You agree to immediately notify National Bonds of any unauthorised use of your e-mail address or any other breach of security.
Data Protection and Security
National Bonds may as a result of your interaction with this website/mobile app hold and process personal information obtained about you when you access this website/mobile app. National Bonds may use this information for making financing decisions and servicing National Bonds relationship with you, for the purposes of fraud prevention, audit and , to identify products and services which may be relevant to you from both within National Bonds and selected third parties, to evaluate the effectiveness of National Bonds marketing of this website/mobile app and for statistical analysis. National Bonds will not disclose any such information outside National Bonds except where National Bonds is authorised by you or by the law to do so, for fraud prevention purposes, if obliged by law or a regulator, or by confidential agreement to sub contractors or people acting as National Bonds agents in the performance of the services National Bonds provides.
By agreeing to these Terms you agree to such information being so used and that it may be transmitted to others as stated above.
Pricing
All figures displayed on this website/mobile app relating to fees, charges and any other amounts are in UAE Dirham's (unless otherwise stated) and are current at the time of issue, but may change at any time.
Termination
These Terms and your access to this website/mobile app may be terminated at any time by National Bonds without notice. All restrictions, disclaimers and limitations of liability by National Bonds will survive termination.
Governing Law
These Terms are governed by and are to be construed in accordance with the laws of Dubai and U.A.E. You agree to the non-exclusive jurisdiction of the courts of Dubai and any courts which may hear appeals from those courts in respect of any proceedings in connection with these Terms or this website/mobile app. If any provision of these Terms is found to be invalid or unenforceable by a Court of Law, such invalidity or unenforceability will not affect the remainder of the Terms which will continue in full force and effect.
National Bonds reserves any rights not expressly granted in these Terms.
Moving on
By moving to any other part of this website/mobile app you agree that you have read, considered and understood these Terms and will be bound by them. You agree to regularly check the contents of these Terms for amendments, and will carefully read the terms, conditions and disclaimers provided at other parts of this website/mobile app.
Hyperlinks
Please read these terms and conditions carefully.
By accessing this website/mobile app and any of its pages you are agreeing to the terms and condition set out below.
Hyperlinks from National Bonds Websites/mobile app to Other Third Party Websites/mobile app
This website/mobile app may contain links to other websites/mobile app on the Internet. These links are provided for your convenience. However, by providing hyperlinks to an external website/mobile app or webpage/mobile app, National Bonds shall not be deemed to endorse, recommend, approve, guarantee or introduce any third parties or the services/ products they provide on their websites/mobile app, or to have any form of cooperation with such third parties and websites/mobile app unless otherwise expressly stated by National Bonds. National Bonds is not in any way responsible for the content of any externally linked website/mobile app or webpage. You use or follow these links at your own risk and National Bonds is not responsible for any damages or losses incurred or suffered by you arising out of or in connection with your use of the link. National Bonds is not a party to any contractual arrangements entered into between you and the provider of the external website/mobile app unless otherwise expressly specified or agreed to by National Bonds. Any links to websites/mobile app that contain downloadable software are provided for your convenience only (If any). Again National Bonds is not responsible for any difficulties you may encounter in downloading the software or for any consequences from your doing so. Please remember that the use of any software downloaded from the Internet may be governed by a licence agreement and your failure to observe the terms of such licence agreement may result in an infringement of intellectual property rights of the relevant software provider which National Bonds is not in any way responsible. Please be mindful that when you click on a link and leave National Bonds website/mobile app you will be subject to the terms of use and privacy policies of the other website/mobile app that you are going to visit.
Hyperlinks from External Websites/mobile app to National Bonds Website/mobile app
You must always obtain the prior written approval of National Bonds before creating a hyperlink in any form from a third party website/mobile app to any National Bonds website/mobile app. National Bonds may or may not give such approval at its absolute discretion. In normal circumstances, National Bonds may only approve a hyperlink which displays plainly National Bonds name or website address. Any use or display of National Bonds logos, trade names and trademarks as a hyperlink will not be approved unless in very exceptional circumstances and may be subject to a fee as National Bonds may determine at its absolute discretion. National Bonds is not responsible for the setup of any hyperlink from a third party website/mobile app to any National Bonds website/mobile app. Any links so set up shall not constitute any form of co-operation with, or endorsement by, National Bonds of such third party website/mobile app. Any link to a National Bonds website/mobile app shall always be an active and direct link to a National Bonds website/mobile app and shall be made directly to the home or front page of National Bonds website/mobile app only and that no "framing" or "deep-linking" of National Bonds web page or content is permitted. National Bonds is not liable for any loss or damage incurred or suffered by you or any third party arising out of or in connection with such link. For further trademarks and copyright information, please refer to the paragraph below. National Bonds reserves the right to rescind any approval granted to link through a plain-text link or any other type of link, and to require the removal of any such link to any National Bonds website/mobile app, at its discretion at any time.
National Bond's Trademarks and Copyright
The content and information contained within National Bond's website/mobile app or delivered to you in connection with your use of National Bond's website/mobile app is the property of National Bonds and any other third party (where applicable). The trademark, trade names and logos (the "Trade Marks") that are used and displayed on National Bond's website/mobile app include registered and unregistered Trade Marks of National Bond's and other third parties. Nothing on National Bond's website/mobile app should be construed as granting any licence or right to use any Trade Marks displayed on National Bond's website/mobile app. National Bonds retains all proprietary rights on its website/mobile app. Users are prohibited from using the same without written permission of National Bonds of such or such other parties.
The materials on this website/mobile app are protected by copyright and no part of such materials may be modified, reproduced, stored in a retrieval system, transmitted (in any form or by any means), copied, distributed, used for creating derivative works or used in any other way for commercial or public purposes without National Bonds prior written consent.
No Warranties
While every care has been taken in preparing the information and materials contained in this website/mobile app, such information and materials are provided to you "AS IS" without warranty of any kind either express or implied. In particular, no warranty regarding non-infringement, security, accuracy, fitness for a particular purpose or freedom from computer virus is given in conjunction with such information and materials.
National Bond's Security Precautions
National Bonds has employed a range of security features for its Internet Services.
1. Firewall
2. Encryption (256 bit Secure Socket Layer)
3. Trusted Digital Certificate
4. Timed Log-off
Firewall
It is the Virtual electronic fence that prevents unauthorized access to the National Bonds servers.
Encryption
SSL stands for "Secure Sockets Layer". It is a protocol designed to enable applications to transmit information back and forth securely. Applications that use this protocol inherently know how to give and receive encryption keys with other applications, as well as how to encrypt and decrypt data sent between the two SSL has been universally accepted on the World Wide Web for authenticated and encrypted communication between the customer's computer and servers. National Bonds uses 256-bit encryption key to scramble all messages between your PC and all National Bonds online sessions. It is the strongest and more secure form of encryption that is most widely used worldwide. Some applications that are configured to run SSL include web browsers like Internet Explorer and Netscape, email programs like Outlook, and Outlook Express etc. These programs are automatically able to receive SSL connections.
Trusted Digital Certificate
Digital certificates are issued by certification authorities to authenticate a Web site/mobile app or elements of Web sites/mobile app. The certificate identifies the originator of the site, or element, and verifies that it has not been tampered with. When your Web browser is presented with a certificate, it will check to see if a legitimate certification authority issued the certificate. If there is a match, your session will continue. Otherwise, your browser will issue a warning and your safest action is to cancel your activity.
Timed Log-off
To further protect against unauthorized access to your accounts, our systems are designed to automatically terminate a secure online session if extended inactivity is detected. If your session is left idle the message will pop up after the specified time has elapsed, which will prompt you to either continue or terminate the session.
