1. Campaign Duration

• The campaign starts on 14th April 2025 and will continue until the allocated vouchers are exhausted or until further notice.

2. Eligibility Criteria

• Sign up for a new plan via the app and earn joining bonus of up to AED 2,000.
• Receive AED 1,000 when you subscribe to a savings plan between AED 1 Million and AED 3 Million.
• Receive AED 2,000 when you subscribe to a savings plan of AED 4 Million to AED 5 Million.

3. Gift Voucher Details

• The joining bonus will be credited as National Bonds into your National Bonds account within 30 days of successful approval of your Direct Debit application.
• If the plan is cancelled before 6 successful contributions, the joining bonus will be cancelled and redeemed

4. Campaign Mechanism

• The campaign operates on a first-come, first-served basis until all allocated vouchers are distributed.

1. Promotion duration

• The promotion is valid from 22^nd May 2025 to 22^nd June 2025.

2. Eligibility

• Open to all customers who transact through National Bonds Al Ain Mall branch during the promotion period.

3. Participation criteria

• Every AED 5,000 saved in Saving Bonds (Savings Sukuk) earns one entry into the draw. There is no cap on the number of entries.
• Monthly Plans: Each new monthly plan application earns five entries into the draw.

4. Prizes

• 30 winners will each receive a 4g gold coin.
• One male and one female winner will each receive a 1-ounce gold bar

5. Exclusive for new customers

• The first 20 new customers signing up for a monthly plan (starting from AED 1,500/month) or depositing AED 200,000 in Saving Bonds (Savings Sukuk) will receive an AED 500 instant voucher.
• Vouchers are awarded on a first-come, first-served basis.

4. For Al Ain branch existing customers

Existing Al Ain branch customers who have conducted transactions at the branch in 2024 or 2025 will receive 1 additional chance in the prizes’ draw—subject to the defined eligibility criteria—if they transact through Al Ain branch during the campaign period.

6. Draw details

• The prizes draw will take place on 23^rd June 2025.
• Winners will be selected randomly under the supervision of authorized personnel.
• Winners will be contacted via their registered phone number, SMS, or email.

7. General conditions

• Prizes are non-transferable, non-exchangeable, and cannot be redeemed for cash.
• National Bonds reserves the right to substitute any prize with another prize of equivalent value without prior notice.
• By participating in this promotion, participants consent to National Bonds using their name, photograph, and likeness for marketing and promotional purposes without additional compensation.
• National Bonds reserves the right to amend these Terms and Conditions or cancel the promotion at any time without prior notice, subject to necessary approvals.

Campaign Duration: This campaign is valid from 21 May 2025 to 21 July 2025.

Eligibility Criteria:

• The campaign is open to customers who:
• Opened a National Bonds account in 2024 or 2025 ( as of 9^th May 2025)  and have AED non-active and 0 balance account at the start of the campaign.
• New joiners in May, June and July 2025 with no account activity within two weeks of opening account.

Campaign Reward:

• One winner will win 25-gram gold bar.
• The prize draw will take place on 21^st July 2025.

To qualify for the campaign Reward:

• Save AED 5,000 or more during the campaign period, or
• Set up an approved Direct Debit (DD) of AED 500/month or more during the campaign period.

• Eligible customers will receive:
• 1 entry for every AED 1,000 saved during the campaign period in Savings Bonds or Term Investments
• 5 entries for each approved Direct Debit plan set up during the campaign period.

 Joining Vouchers

• The first 200 eligible customers who activate their savings with minimum AED 1,000 or a AED 500 Direct Debit plan will receive a AED 100 voucher.

1. Campaign period: 12^th May 2025 to 11^th August 2025
2. Draw date: 11^th August 2025
3. The promotion is valid only for individual account holders only.
4. There are 4 types of Savings Categories: AED 5,000, AED 10,000, AED 25,000 and AED 100,000.
5. Each Savings Category includes 600 certificates.
6. 1 person in a pool of 600 certificates will win the prize in each of the Saving Categories. The prize is equivalent to the category amount. For example, if the Savings Category = AED 5,000, then prize value = AED 5,000.
7. If any of the Savings Categories are not sold out by 11^th August, National Bonds Corporation Sole Proprietorship PSC (National Bonds) reserves the right to extend the campaign period for that particular Savings Category for 1 more month in order to reach 600 certificates for each applicable category as detailed above. In case of an extension, the draw will be conducted on 10^th September 2025 and customers will be notified via SMS and/or email on their registered contact information.

    

8. All participants will enter with multiplied chances in the August monthly car draw on 4^th August 2025, with the prize being 2025 Cadillac Escalade. The multiplied chances will be as follows:

   Certificate Value	Number of Chances
   AED 5,000	2X
   AED 10,000	5X
   AED 25,000	10X
   AED 100,000	25X

    

9. Bonds issued under the campaign will be locked until the end of the campaign or 90 days from the date of issuance, whichever comes later.
10. Participants need to specify the Savings Category and the number of certificates towards the promotion by quoting the booking reference received through our direct sales channels, which are Call Center, Relationship Managers, and the branches, at the time of purchase. Generic purchases where this information is not quoted will not qualify for the campaign.
11. Customers can purchase certificates in multiple Savings Categories.
12. Each customer can participate with up to 100 certificates only per Savings Category.
13. Bonds can be purchased via our Call Center, Relationship Managers, or Dubai/Abu Dhabi/Al Ain/Sharjah branches.
14. The Campaign is applicable only to savings bonds. Standard savings bonds Terms and Conditions apply.
15. Customer will receive an SMS and an email with the booking number; such booking will be valid for a period of five (5) calendar days:
    1. It is the customer’s responsibility to ensure funds are received by National Bonds to facilitate issuance of bonds in the customer’s account two (2) working days before expiry of the booking or before the campaign end date.
    2. In case of bank transfer and cheque payments, the customer must factor in the processing time of their respective banks.
16. Savings towards the Campaign will also be eligible to earn profit and chances to win in our Rewards Program as per National Bonds Terms and Conditions.
17. Details and photos of prize winners will be published on National Bonds website, social media platforms, and marketing material for publicity purposes.
18. The Company has the right to call the winner for media interviews and photos taking sessions. The prize winners’ details will be published on the National Bonds website, social media platforms and marketing materials for publicity purposes.
19. If, in the sole opinion of National Bonds, redeemed funds from related accounts (including but not limited to accounts held under the names of spouses, parents, offspring or other first-degree relatives of the customer) are used to qualify for this campaign, then National Bonds reserves the right to disqualify the customer and/or the first degree relative from participating in the campaign.
20. National Bonds reserves the right to amend the terms and conditions of this campaign without the consent approval from the participants.

1. Campaign Duration

• The campaign starts on 14th March 2025 and will continue until the allocated vouchers are exhausted or until further notice.

2. Eligibility Criteria

• Open to customers who primarily transact through distributors and choose to save through the direct National Bonds channels
  during the campaign period.
• Eligible transactions include:
• A minimum fresh funds of AED 10,000 in Saving Bonds.
• OR signing up for a new monthly plan with a contribution of AED 500 or more per month.

3. Gift Voucher Details

• Customers will receive an AED 100 voucher for every AED 10,000 saved in a Saving Bond or for signing up for a new monthly plan with a contribution of AED 500 or more per month.
• The maximum voucher amount per customer is AED 2,000.
• Redeemed or re-invested savings will not qualify as fresh funds for the purpose of this campaign.
• If a customer redeems their savings within the first three months, the value of the gift voucher will be deducted from the total amount being redeemed.

4. Campaign Mechanism

• The campaign operates on a first-come, first-served basis until all allocated vouchers are distributed.

5. Awarding of Prizes

• The cash prize will be credited to the customer’s account as Saving Bonds within 30 days of meeting the campaign’s requirements.
• Customers must physically visit the branch to complete an eligible transaction.
• Upon successful verification of the transaction, the branch team will issue the gift voucher.