Sanadi Plan

The Future is here faster than you think

Can you remember when the first video was uploaded to YouTube? It feels like yesterday but it was 10 years ago, today three hundred hours of video are uploaded every minute. The real question is, what will your world look like a decade from now? Cover your future with Sanadi plan.

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CAMERA / 1971 - 2002

Remember When no Filters Were Needed?

The Future is here faster than you think

Plan ahead with Sanadi, an innovative new savings plan combined with protection by National Bonds.

FLOPPY DISK / 1962 - 2003

Remember When 1.44MB Was Revolutionary?

The Future is here faster than you think

Plan ahead with Sanadi, an innovative new savings plan combined with protection by National Bonds.


CD / 1976 - 2003

Remember Arguing Why Vinyl Is Better?

The Future is here faster than you think

Plan ahead with Sanadi, an innovative new savings plan combined with protection by National Bonds.


RADIO / 1979 - 2000

Remember When You’d Stay Up Late For Your Favourite Song?

The Future is here faster than you think

Plan ahead with Sanadi, an innovative new savings plan combined with protection by National Bonds.


CASSETTE / 1971 - 2002


Remember When You Patiently Used A Pencil To Rewind Cassettes?

The Future is here faster than you think

Plan ahead with Sanadi, an innovative new savings plan combined with protection by National Bonds.

Ever wondered, what would happen if you lost your job?

Could you keep up with your regular commitments, from rental payments to household bills, school fees and gym memberships without income protection? The UAE is no place to be without a steady income. Financial security doesn’t just happen you need to plan for it now.

How would you cope financially if you were injured?

It’s an overwhelming prospect to think about the impact of what would happen if you were unable to work. Could you pay your bills or would a situation like this send you spiralling into debt? Make sure you safeguard the road ahead by protecting yourself today.

Odds are cancer has impacted someone you know, what would happen if it were you?

Illness is not something any of us like to talk about but statistics say that 1 in 4 women and 1 in 5 men will suffer from a serious illness before retirement age. Having protection in place could help provide a cushion. Do something today that your future self will thank you for.

How will your family support themselves if you are no longer around?

Few events in life have the emotional and financial impact that the untimely death of the breadwinner has on a family. Will your loved ones be able to maintain their lifestyle when you are gone without life cover? Your family’s future is created by what you do today not tomorrow.

How would you like to reward yourself?

From a new house, car to special holidays or even planning for retirement you deserve to have the life of your dreams. With Sanadi it’s never too early to start planning for the future. 


Sanadi is National Bonds newest customizable savings plan combined with cost effective protection. With Sanadi, you get a well-defined product that allows you to reap the rewards of consistent savings, and in the process complete protection cover for serious issues like death, job loss, illness and more.


  • Chance to win up to AED 1 million
  • Save for your financial goals
  • Highly cost effective
  • Shari’a Compliant


  • Up to 7 bundled protection policies
  • Coverage up to 100% of your annual salary
  • No Medical test*
  • Shari’a Compliant

It’s never too early to start planning ahead. Prepare for tomorrow today with, Sanadi.

Safeguard your most basic needs today

You've worked hard to build a solid financial footing for you and your family. Accidents and disasters can and do happen, and if you aren’t adequately prepared, it could leave you in financial ruin. You need to protect your life, your ability to earn an income, and to keep a roof over your head. Planning is bringing the future into the present so that you can do something about it now.

Job Loss Protection

Picture the scene: you’ve just lost your job, you have a loan for your car, another for school fees, and one more for your year’s rent. Can you alone protect your family from financial hardship if you lost your job? Sanadi Job Loss Protection provides added comfort and security by reducing default costs that would otherwise affect your short and long-term financial stability. Job loss protection offers coverage of 3 months’ salary and is exclusive to UAE residents only. Ensure your income when times are tough by securing an extra layer of protection with Job Loss Protection now.

Cover for Life

Provide financial peace of mind in the event that the worst happened.

Sanadi gives you the total peace of mind that only comes with knowing your family members will be able to maintain their standard of living if you are no longer here to provide for them. While money will never replace you, it will help compensate for the loss of your income and will help cover outstanding debts, children’s school fees, etc. Choose from a minimum of 1 to a maximum of 60 months coverage. If you have someone or something that you want to protect we can help you accomplish that goal.

Permanent Disability

Take the pressure off financially if you are unable to work.

A serious injury can make it difficult or impossible for you to continue to work. If this happens, you will need a way to support yourself and your family. Sanadi can help you cover the costs of rehabilitation, debt repayments and your future costs of living. Choose from a minimum of 1 to a maximum of 60 months coverage. Don’t risk the future you envision by jeopardizing your ability to save for tomorrow.

Critical Illness

Don’t add unnecessary debt to the burden of a life-altering illness.

Critical illnesses cause financial devastation to millions of individuals and families (even those with health takaful) every year. Health-care costs have risen faster than inflation, which is why it is so important to protect yourself. Sanadi 7 Critical Illness coverage provides financial assistance from 1 to 24 months when you need it most. Critical illnesses currently covered under the program are heart attack, major cancers, kidney failure, major organ or bone marrow transplantation, multiple sclerosis, stroke and coronary artery disease.

Terminal Illness

Give your family a lasting gift that will aid them now and in the future.

About 25 per cent of total individual health-care expenditure is devoted to caring for patients in their last year of life, many people are shocked by the high out-of-pocket costs. Sanadi Terminal Illness Cover pays out when the policyholder is diagnosed by a qualified doctor as having an illness that is likely to cause death in the near future. Protect your loved ones for 1 to 60 months by offsetting the high costs of medical care with Terminal Illness cover.

Hospital Cash Benefit

Extremely affordable protection that gives you cash when you need it most.

Sanadi’s Hospital Cash Benefit is specially designed to ease your pain and support your financial needs in the event of hospitalisation for a minimum period of 7 days with a lump sum cash benefit of AED 700 when you sustain an injury covered under this policy. Make sure you have access additional financial aid should the unexpected happen.

Second Medical Opinion

When faced with a medical problem, a second opinion could be lifesaving.

With Sanadi’s Second Medical Opinion you can receive a second opinion directly from medical specialists working in world-class medical institutions, if you are suffering from any covered critical illness deemed deserving of such an external evaluation based on the nature, severity, or complexity of the condition. Don’t take unnecessary chances when it comes to your health, look after it with Sanadi.


Personalise Sanadi to meet your specific requirements

Extremely cost-effective

Get total coverage at the best price with Sanadi

Flexible Customization

The most adaptable customized solutions tailored to meet your needs

Shariah Compliant

Sanadi is a fully Shariah Compliant Takaful product

Customise coverage to multiples of your monthly salary

Job Loss

Coverage of 3 months salary Involuntary loss of employment.

Death, permanent disability, & terminal illness

Coverage of up to 60 months’ salary

Critical Illness

Covers 7 Critical Illnesses for up to 24 months, second medical opinion & Hospital cash benefit


Nurture a savings culture and inspire beneficiaries to prepare for a better tomorrow

You may be asking yourself why there so much pressure to save money. If you have enough to pay for everything you need, why should you worry about putting any aside each month? Well, you should worry because saving money is essential. Not only does it make sense to have some set aside for your longer term financial needs, it’s also a great way of increasing its value. With National Bonds Savings Plan small changes can make big differences.

Your Financial Support

Build your wealth for financial freedom

Becoming a regular saver is the only way to ensure financial independence no matter what your goals are. Every time you save with National Bonds you accumulate wealth for your future.


We make achieving your financial goals easy

With National Bonds regular savings plan, you get to decide how much you want to save and when each month. Saving as little as AED 1000 each month can go a long way to securing your financial future.

High Annual Returns

Enjoy high rates of return on your investments

National Bonds regular saving scheme offers great annual returns along with multiple opportunities to win big rewards which is why it has been awarded Best Islamic Savings product 3 years in a row.

Rewards Program

Earn more chances to win with Sanadi

Saving regularly with National Bonds offers more than just great returns on investment. As a Sanadi subscriber you automatically get additional opportunities to win amazing monthly prizes through our unparalleled rewards program.

Shariah Compliance

Shariah compliant financial solutions

All our products and services are completely in line with the Islamic Laws of finance. Everything we do including every investment we make is done in accordance with Shariah principles.

Free SMS Updates

24/7 free access at your finger tips

Every Sanadi subscriber receives regular SMS updates and access to our easy-to-use online interface which allows you purchase bonds and view your account details as well as receive regular updates regarding National Bonds products and services.

More chances to win with Sanadi

Increase the likelihood of walking away with amazing monthly prizes automatically when you become a Sanadi subscriber. Sanadi gives you greater chances to become a millionaire as well as offering exclusive prizes for ladies, minors and regular savers.




Your Future begins Today Call 600 522279

National Bonds Corporation PJSC is a distributor of Takaful plan and Takaful policy is a contract between the customer holding the policy and Dar-Al-Takaful PJSC.
For Takaful policy detailed Takaful Terms & Conditions apply

Am I Eligible 

  • Individual must be a regular saver with National Bonds.
  • Individual Covered shall be within the age criteria mentioned in each plan.
  • Individual Covered must be a resident of UAE at the time of enrolment.
  • Individual Covered must be a salaried customer
  • Individual Covered should not be absent from work because of an accident, sickness or disability at the time of enrolment.
  • Minimum age at issue: 21 completed years
  • Maximum age at issue: 64 completed years, 58 completed years with respect to ILOE benefits.
  • Maximum Cover age: 65 completed years, 59 completed years with respect to ILOE benefits
Click here to view the Terms and Conditions
Click here to view the FAQ’s
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