National Bonds was launched with a mission to promote a savings culture that will benefit the people of the UAE, its companies as well as the country as a whole.

We started in 2006 and are 100% owned by the Investment Corporation of Dubai (ICD), a sovereign entity, which also has Emirates ENBD, Emirates Airlines & Emaar as part of their holdings. We are licensed and supervised by the Securities and Commodities Authority and are audited by Dubai Government Financial Audit Authority, Shari'a Supervisory Board as well as reputable international external auditors.

We offer an array of savings solutions through a Shari’a complaint Mudaraba structure as well as a unique Rewards Program; the first of its kind in the world.

As a DIFC employee, you are encouraged to invest, monitor and grow your End of Service Benefits through the DEWS platform.

Take control of your financial future by investing your End of Service Benefits with National Bonds and grow your savings in a Shari’a compliant manner. You will benefit from a multi-asset allocation, high diversification and low-risk strategy, generating money market-like returns while protecting your capital at the same time.

In addition to investing your End of Service with National Bonds Mudarabah option, we offer you an array of saving and investment products for your voluntary contribution. The underlying investment strategy and structure remains the same, with competitive returns being offered on various savings plans.

IN A NUTSHELL, HERE IS WHAT WE CAN OFFER YOU FOR YOUR PERSONAL SAVINGS AND INVESTMENTS:

Objective Based Savings Programs: Building your safety net and helping to achieve your financial goals.

High Returns: Tailored programs in AED & USD.

Second Income Avenue and Planning for your Retirement.

Rewards Program: Chance to win AED 1 Million, quarterly. Every employee that is part of our programs enters National Bonds AED 35.5 Million Rewards Program, which means the chance to win and fast track your financial goals.

Customer Experience: Dedicated Relationship Managers | Seamless digital journey.

In order to know more about National Bonds programs, please click here.

Our Rewards Program offers exclusive prizes for our investors all year round and as a member of DEWS you will be eligible for the prizes as well. However, the winnings will be converted to a monetary value and allocated to the DEWS member account voluntary contribution pot. Such rewards will also be subject to the voluntary contribution withdrawal rules, including the ability to withdraw 30% of your voluntary contribution pot value, twice a year.

Please be informed that the number of chances in a single draw is based on bond holdings, with multiple opportunities to increase these chances on a regular basis. The longer your savings journey, the more chances you get. We will give you free entries to the draw every month and additional winning chances for adding fresh funds.

In order to know how to increase your winning chances please click here.

For Terms & Conditions. Please click here.